Waya is a digital disruptor in the FinTech arena, with a highly efficient end to end digital platform fully automated from invoicing to debt collection and e-suit. Inkassogram helps unserved companies getting paid faster in a polite, fair way and it is free. Its revenues are fully automated and comes from interest and legislated fees. Niclas Josefsson, CEO +46 708-88 36 25 niclas.josefsson@inkassogram.se Jörgen Fredman, COO +46 708-84 82 00 jorgen.fredman@inkassogram.se Simon Stål, CTO +46 761-10 10 10 simon.stal@inkassogram.se