Business Administrators & Consultants, Inc. (BAC) is a professional third party contract administrator providing a full range of administrative and claims services for health and welfare benefit plans and cafeteria plans. Commitment to quality and flexibility! Why flexibility? – The answer is simple. Everything related to employee benefits, especially health care, is in a rapid state of change. BAC's ability to adjust quickly to these changes will assure for its clients that their costs will stay under control while maintaining meaningful benefits for their employees.