We are former Insurance executives that realized a need for "Trusted Subject Matter Experts " to service the needs of those on Medicare by providing unbiased solutions for their Medicare Supplement , Medicare Prescription Drug or Medicare Advantage Needs. All services are provided at no cost to the client as we are paid directly by the Insurance Carrier ( if we do business)-many times we will tell you to keep what you currently have and not to make any changes.We work closely with many non-profit ,religious organizations, hospitals and physician groups to see that their members/patients are given accurate information on the options that are available to them and will help educate them on the programs available on the federal and state level to help them lower their prescription costs. ( Like PAAD and Senior Gold in NJ )