Unified Life Insurance Company is a stock life insurance company, incorporated in Texas in May 2001. This company is the successor to a previous Unified Life that was under this same ownership and management since 1986. The company is currently licensed to conduct life, health and annuity insurance and reinsurance business in 49 states (all but New York) and the District of Columbia. Unified operates primarily as an acquirer of insurance companies or reinsurer of life, health and annuity risks written by other companies who do not wish to retain such business. All administrative functions are handled from its offices in Overland Park, Kansas. In addition to the acquisition and reinsurance activities, the company offers policies in niche market on a direct sales basis. The company has maintained a strong capital position relative to its amount of insurance and investment risk. The company has no debt. The A.M. Best Company has assigned a B++ (Good) rating to Unified Life Insurance Company.