Exactly is a decentralized, non-custodial and open-source protocol that provides an autonomous fixed and variable interest rate market enabling users to frictionlessly exchange the time value of their assets and completing the DeFi credit market. While the short term focus is to bring fixed income solutions to DeFi, the team’s long term vision is to connect DeFi to the legacy financial world. By connecting the global credit market to DeFi, traditional players could benefit from a liquid and transparent ecosystem which would benefit consumers, companies and investors at global scale.