The Credit Union's goal is to develop a long-term working relationship with you and your family - one built on trust and results. We're fully committed to you and your unique financial needs and goals. We do not advertise! We pay our members to be advocates. There is a reason that we are growing at 20% a year. We are a true coop who returns the excess earnings to the members. We do not sit in Ivory Towers and go on lavish executive trips. We roll up our sleeves and get down to business with you. Our goal is to make your financial life easier and more rewarding! So, whether you are joining our VAMCU Division (For serving vets, just like we have been for over 60 years), our First Californian Division, or are a part of our main American United Family of Credit Unions, we feel that: "We are the Difference that Makes a Difference" and "Together we are Stronger." I invite you to put our products and services to the test and find out the DIFFERENCES we have engineered into them. I think you will find it to be very rewarding and enlightening. Phil Patten, CEO