Through homeownership, Habitat for Humanity Capital District helps to develop and transform communities by building affordable and sustainable homes in partnership with lower-income families. We believe that every person deserves a safe, decent place in which to live. By providing homeownership opportunities in partnership with families in need of an affordable place to live, Habitat is making safe, affordable shelter a matter of conscience and action. We build strength, stability and self-reliance through shelter. HOW IT WORKS: Through volunteer labor and donations of money and materials, Habitat builds alongside our homeowner partner families. Habitat is not a giveaway program. Habitat houses are sold to partner families at no profit and financed with low-interest mortgages. Homeowners invest hundreds of hours of their own labor into building their Habitat houses and the houses of others.