In 1943, in order to conserve copper for wartime efforts, pennies were made of steel and coated with zinc. We love this little anecdote as a metaphor for our business which is built on the premise that money should be put to the highest use in achieving our client’s goals. Rather than being an end in itself, wealth is a means for reaching life’s ambitions. Registered associates of Silver Penny Financial Planning are registered representatives of Lincoln Financial Advisors. Securities and investment advisory services offered through Lincoln Financial Advisors, a broker-dealer (member SIPC) and registered investment advisor. Silver Penny Financial Planning is a marketing name for registered representatives of Lincoln Financial Advisors..CRN-4749027-051822 We are securities registered in the following states: Alabama, Arkansas, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Indiana, Iowa, Kentucky, Mississippi, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, Washington and Ohio.