Borderless digital banking for our community to find better ways to save and send money without the unfair fees that old banks impose on our people. h.way started in 2015 after it dawned on us—more Latinos in the U.S. can reach their financial aspirations with a banking app for our way of living. We knew we needed to find a way to give more Latinos access to banking tools that weren’t easily accessible if they didn’t have a social security number to open a bank account. Now, through fintech, we can connect our communities with a spending account they can open with a social security number, consular ID, passport, or driver’s license. Account holders will receive access to a virtual and physical Mastercard® debit card you can add to Apple Pay, Google Pay, and Samsung Pay. Members can withdraw cash from over fee-less 60,000 ATM locations, schedule automatic round-up savings, set up direct deposit for early payday, and reload mobile minutes aboard. Start spending less on bank fees and saving more for your family. Send money abroad without expensive international rates. Share funds instantly with friends on the app. Stop paying maintenance fees, minimum balance requirements, or international usage fees. Finally, banking our way. Social disclosures: https://www.h-way.com/legal/social-disclosures