Established in 1921, LLL Australia is a charitable financial institution which provides savings accounts. The LLL prides itself on providing savings accounts that are simple, fee free with a great interest rate. Savings account products include Personal, Children’s, Business and Self-Managed Super Funds that can be in individual or joint names. As an Authorised Deposit-taking Institution (ADI), the LLL is regulated under the Banking Act and by APRA. The mission of the LLL is to provide business and financial support to the Lutheran Church of Australia (LCA) while providing excellent service to all customers and safeguarding the interests of depositors. The LLL only provides loans to approved LCA projects, such as upgrades to Lutheran schools, churches and care facilities, with surpluses assisting the LCA in its mission.