801-APPROVE is a leading mortgage innovator. We have loans without PMI, or monthly mortgage insurance. No you don't need 20% equity/down payment to avoid mortgage insurance. We have conventional, fixed-rate loans up to 97% without wasteful monthly mortgage insurance. We're rocking the boat when it comes to the way people get a mortgage. We're doing it by saving each of our clients thousands compared to other lenders. We offer our clients rock-bottom interest rates a much wider variety of loans than any bank, credit union, or mortgage company. The reason is because we’re independent. We don’t work for a bank, credit union, or mortgage company. We work for you! We shop 20 wholesale mortgage lenders for you. That’s why crush banks, credit unions, and mortgage lenders by giving you: 1. No Monthly Mortgage Insurance on purchase or refinance loans up to 97% 2. Conventional, Jumbo, FHA, VA, USDA-Rural, Construction 3. Lightning-fast turn times—we can close your loan in as little as 10 days 4. Rock-bottom interest rates that banks and credit unions simply can’t touch! That's the beauty of having 20 wholesale lenders compete for your business. AS EASY AS ONE CALL: How long would it take you to call 20 lenders, give each of them all the details of your finances, credit, and what you’re trying to accomplish with a purchase or refinance? With one simple call to 801APPROVE we can save you all the headache, hassle, and runaround that normally goes with getting a mortgage loan. Give us a call at 801APPROVE or visit 801approve.com and put us to work for you. 801APPROVE is part of Altius Mortgage, NMLS 192521