For too long, businesses in all sectors have accepted the limitations of one-size-fits-all payments; forced to accept inefficiencies, high cost and the inflexibility of off-the-shelf solutions. With the cost of building bespoke solutions prohibitive, many innovative ideas, embryonic businesses and niche solutions just can’t get off the ground. The Open Payment Ecosystem Project was started to address these limitations and to provide the tools, the knowledge and the capability directly to the developer community to create and market innovative payment solutions that are shaped perfectly to the needs of their customers. As the project nears completion the Open Payments Cloud is born.