Shriram Capital Limited (SCL) is the overarching holding company for the Financial Services and Insurance entities of the Shriram Group. Established in 1974, with the primary objective of optimizing the synergies across the Group’s entities, Shriram Group is one of the most respected conglomerates in India with a predominant presence in financial services and has been serving the nation for 45 years. Headquartered in Chennai, the Group commenced operations in the business of Chit Funds but later diversified into the lending business through Shriram City Union Finance (SCUF) and Shriram Transport Finance (STFC). The other businesses include Life Insurance, General Insurance, Brokerage and Distribution of financial products and wealth advisory services. The Group manages assets of over 100,000 crores and has been promoting Financial Inclusion of low-income families and small businesses. SCL and its operating entities, have an overall customer base in excess of 12 million, more than 77,000 employees across 3,850 offices.