Health Payment Advocates (HPA) is a consumer advocacy company dedicated to resolving the problems and confusion surrounding the “patient portion” of medical bills. HPA services are focused on helping members understand their liabilty as it relates to their healthcare expenses and determining a solution which fits the needs of the provider and member for the management of those expenses. HPA solutions can include the facilitation of a payment program, enrollment in a charity care plan or execution of a discount from the overall member liability. HPA is focused on serving employers, payers, administrators and brokers with solutions to help minimize administrative and customer service expenses associated with managing members whom have high out-of- pocket liability.