Howden Insurance Brokers Ltd is a leading provider of insurance brokerage, risk consulting, and employee benefits advice. We are the broker built to serve clients in a changing world – we have the agility and attention to detail of a specialist broker, combined with the scale, advantage, and legacy of a business with over 25 years to its name. This year we merged our wholesale and retail businesses. This means our clients have access to a wider range of expertise. Part of the Howden Broking Group, we help to place over $7bn of client premiums into international markets, and offer clients access to a global broking network and international specialty markets, with offices or partners in over 90 territories worldwide. To learn more about Howden visit: www.howdengroup.com/uk-en/about-us