Pacific Shores Financial At Pacific Shores Financial Home Loans, we’ve helped thousands of people make the dream of home ownership a reality. As California’s premier home loan specialist, Pacific Shores Financial offers mortgage loans throughout California for Single Family Residences, condos, investment properties and 1-4 unit properties. Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN. In 2010, ACBN, was placed in the top 1% of all US mortgage bankers in terms of stability by a top independent national auditing firm. ACBN currently underwrites and funds for more than 10 major banks and can broker to more than 25 additional lenders. This unique relationship allows us to originate many different types of loans that other lenders are not able to do. Furthermore, our staffs of Home Loan Specialists are all professionally certified with the new 2011 Federal and State NMLS and DRE license requirements. With all of the mortgage options available today, you need a Home Mortgage company that can assist you in finding the right mortgage to fit your needs. Our teams of Pacific Shores Financial Mortgage specialists are here to help you find the perfect financing for your home at the best rates available