PhoneOps is a Mortgage Company that provides financing for individuals that want to buy a home or investment property as well as individuals that want to refinance a home or investment property. We have many types of programs available including 100% Financing and we go down to a 500 FICO score for some of our program. For some of our Non Prime programs, we can even go down to a 350 FICO. We stand by our Slogan; If We Can’t Close You, NO ONE CAN!!! Go to our website to apply online, that’s the first step of our pre-approval process then someone will contact you to get the ball rolling once we receive your online application! We hope to get you approved soon!!!