At Manini Pay, we are revolutionising how people send and receive money and make payments in the Asia/ Pacific. Manini Pay is a new mobile digital banking system that allows users to move money digitally and receive it in almost real-time, locally and internationally 24/7. It is a cardless, cashless, borderless end-to-end Fintech Mobile App that is set to revolutionise the way that people spend, spend, or share their money in Asia/Pacific countries. Manini Pay will empower, in particular, women and entrepreneurs and provide financial inclusion by giving access and control to individuals and businesses in how they choose to manage their money – all at the touch of a button and in a relevant, real-time, meaningful way. At Manini Pay, we provide the following: 1. No more queuing or waiting: Send money from anywhere, anytime and cut out the long liner and even longer waiting times. 2. Access for all: No need for a bank account or ID anymore but just a smartphone! 3. Reduced fees: Reduce the fees in half, including cross-over border fees, putting more money in the hands of your family and friends in Tonga, Samoa, Fiji, and across the Pacific Islands 4. Automatic currency conversion: Seamlessly convert the balance in your e-wallet into the currency of the country you are in. 5. Small businesses benefit: Small businesses and local sellers don't need cash or hire an EFTPOS machine but just their smartphone. For more information, please write to us at [email protected] or visit www.maninipay.com.