R.W.Whitney & Associates has developed a business model one tends to determine what areas of the services that would best suited for the client in rebuilding their financial profile.All our services are preformed though a attorney network that has of over 200 full service law firms nationwide that will help generate the best possible plan to achieve the clients individual financial goals for the future.www.rwwhitney.com The banks have announced that they still have another 5 million properties in either serious default or foreclosure. Add this to the existing 4 million homes and it represents a huge opportunity for R.W.Whitney & Associates to help rebuild America,one client at a time. R.W.Whitney & Associates services we provide such as, Short Sales, Mortgage Modifications, Forensic Audits, Foreclosure Defense, Debt Settlements and Debt Management, Credit Restoration, Bankruptcy Filings, Tax Settlement and Retail Sales of Prepackaged Do-It-Your-Self-Kits. Mortgage Modification Instructional Packages as well as the same concept that addresses Automobile Loan Modifications. And that is only the first level of interaction with a client who desperately wants to save their home or their credit.