When you are overwhelmed by debts you cannot pay back on time, your phone never stops ringing as bill collectors try to harass you into paying what you owe. The calls are distressing and you know there is no way you can juggle all your creditors. You worry that the collectors will contact your employer, bother your friends and neighbors, garnish your wages, subject you to abusive language, and even threaten violence. When you work with a St. Petersburg bankruptcy lawyer at Blanchard Law, the harassment can stop. As you will learn from your consultation with our firm, you have rights under both the Florida Consumer Collection Practices Act and the Fair Debt Collection Practices Act. There are many remedies available to you to stop the harassment. These include: Chapter 7 Bankruptcy, Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Debt Negotiation, Debt Settlement, Debt Consolidation, Foreclosure, Mortgage Modification