Insurance and Risk Management Services, Inc. (IRMS) was founded in 1989 to fulfill our founder’s vision for protecting clients’ financial interests by providing them with comprehensive and professional risk management products and services. George R. Schmelzle knew from the first day that fully understanding clients’ businesses, goals and aspirations was key to optimum protection of their interests. Unique within the insurance industry, we understand that offering insurance products is just one element of a larger process known as Risk Management. Risk Management provides greater protection because it focuses on reducing expenses and increasing profitability by proactively working to prevent accidents, injuries and lawsuits before they occur. With offices in Naples and Fort Myers, our associates provide a wide array of products and services such as Business Insurance, Personal Insurance and Performance Management. We continue to enhance our services so we can better meet the insurance and risk management needs of our clients through both business and personal lines of protection.