Woodruff Hill provides a range of financial management services. Your home may be repossessed if you do not keep up repayments on your mortgage. Woodruff Hill is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives. Woodruff Hill is a trading name of Woodruff Hill Wealth Management Ltd