Punk Money is a new type of network lending platform that aims to revolutionise the finance industry with fair and affordable loans direct from one person to another. Our members will benefit from quick and easy loans with formalised contracts and automated repayments direct from other people in the community. Lenders can choose to set their own rates - from 0% to family, or friends at ‘Mates Rates’ or they can invest in the community for targeted rates of up to 10% APR.* While borrowers can save money compared to traditional lending products and can build their credit scores from informal loans from family and friends. *Punk Money will be launching soon, all material published before that is for marketing purposes only. As with all lending products, lenders' capital is at risk.