We envision a world where every student thrives in education and life. Earn to Learn is a revolutionary, multi-investor "Savings to Scholarship" program that empowers low- to moderate-income students in Arizona to successfully complete college with little to no debt. We achieve this through matched-savings scholarships, financial capability education, success coaching, and workforce development. Eligible students complete the personal finance training program and make a minimum of six consecutive deposits totaling $500 in an Earn to Learn savings account. This qualifies them to receive an 8:1 match on their savings, up to $4,000 per academic year, for tuition and related costs at Arizona State University (ASU), Northern Arizona University (NAU), the University of Arizona (UA) and Pima Community College.