Hayes, Utley & Hedgspeth is an independent multi-line insurance agency in Louisville, KY. We are large enough to be effective with the carriers we represent, but not so large that you get lost in the shuffle. We have found that our clients enjoy doing business with an agency that has provided personal and professional service since 1954 with the utmost in integrity. Nearly all of our account executives and service representatives have professional insurance designations in order to assist you with your insurance decisions. Our goal is to develop long-term relationships with our clients in order to become their trusted insurance advisor.