SAIJA Finance Private Limited is the first NBFC-MFI (Non-Banking Finance Company – Micro Finance Institution) to be based in the state of Bihar and has completed 10 successful years of its operations.T he company has its headquarters in Patna and Registered office in New Delhi. SAIJA was formed with a focus on providing microfinance services to urban and rural poor, as well as micro and small businessmen, in the underserved geographies of Northern & Eastern India, starting with Bihar. The geographic regions served by SAIJA are amongst the poorest in India and also are grossly underserved by formal financial institutions. SAIJA today serves 3,32,083 clients across 63 districts of Bihar, Jharkhand, Uttar Pradesh, Punjab and Haryana operating with 101 branches.