Click2Check has developed an online customer facing solution which has application to both secured and unsecured lending. The solution can be deployed by lenders or advisory organisations on their direct to consumer websites allowing a consumer to access their credit file in order to determine their chances of success when applying for finance. The check is undertaken without exposing the underlying data or leaving a visible footprint on the consumers credit file. By undertaking this process the consumer will be able to make an informed decision before moving forward with a formal application and loan originators and distributors will know whether they can assist the potential applicant at the point of first contact.