City of Plymouth Credit Union is an ethical, not for profit, member-owned financial organisation. We are dedicated to the economic development of the community in Plymouth, Devon, Cornwall and the Isles of Scilly, providing financial services to all of our members including those who have been excluded from traditional services and who are often badly served by existing financial organisations. We offer a real community-based alternative to banks and building societies. Using our members' savings, we provide loans at affordable, highly-competitive interest rates. We can provide assistance to members with our budget accounts to help ensure those important bills are paid on time. And, subject to certain terms and conditions, our members' Savings and Loans are covered by FREE life insurance. We work in partnership with many local councils and organisations throughout the area to provide members with financial products and services which they find invaluable.