Ledge provides a white-label B2B2C platform that optimizes customer experience and digital distribution of financial products, with a specific focus on installment/revolving credit products and retail financing for prime, near-prime and subprime markets. We serve chartered banks, alternative lenders, retail payment solution providers, and card payment providers. Our platform revolutionizes the interaction between borrowers and lenders, instantly exposes borrowers to a personalized set of finance options, and eliminates virtually all friction points associated with the qualification, origination, and funding of loan products. The Ledge platform consists of an open API, full-featured native SDKs, and an embeddable “Web Kit” that facilitate full stack distribution (data capture, pre-qual, application, e-sign, funding) of financial products across web, mobile, tablet, and POS (Point Of Sale). Channel integrations can be deployed as either a stand-alone application experience or a white-label module integrated within a partner’s existing web, mobile, or tablet applications. The Ledge platform incorporates turnkey support for a range of top fintech service providers, with a specific focus on innovative disbursement solutions such as push-2-card and instant issuance of virtual cards.