At Baum Financial Services we focus on providing retirement income planning for people nearing or already in retirement. Our mission is simple and straight forward - we create retirement income plans for our clients that deliver income, safety and security for life. Since 2003 we have worked to help people just like you to create retirement income plans for a secure future. Our approach is centered on generating retirement income, reducing risk of loss and preserving your retirement assets. In addition, our retirement income plans are designed to minimize income tax liabilities, reduce the taxes on Social Security benefits and enhance your estate.