Give Your Clients Immediate Access or Control Over Their ERISA-Based Retirement Accounts Without Restrictions and at a Reduced Tax Rate. In Marriage QDRO®, LLC provides consulting, drafting and back office support to lawyers, financial professionals and CPAs to enable their married clients to access 401(k)s without penalties or excise taxes. Our new, cutting-edge legal strategy, In Marriage QDRO®, represents a genuine revolution in the legal and financial planning industries. Qualified Domestic Relations Orders (QDROs) are typically used to divide qualified funds between divorcing spouses after a property settlement. In Marriage QDRO® utilizes the same statutory authority to facilitate the transfer of funds between happily married spouses—from a husband’s 401(k) to a wife’s IRA, for example—giving the couple greater investment flexibility and a host of other benefits.