We are a company founded by expats, inspired to create the first premier global banking experience by the excessive amounts of time and money lost to outdated international banking standards. Before Denizen, living or working abroad required juggling bank accounts, paying loads of fees, and planning weeks in advance for the simplest of financial transactions. We knew it didn’t have to be this way, and decided to act. We created Denizen because living between multiple countries is complicated, but managing your finances doesn’t have to be. Denizen eliminates the stress, hassle and fees of managing bank accounts across borders. By providing our customers with one unified account and a global ATM card, we make it fast, easy and affordable to get a quick snapshot of your finances and manage money internationally so that you can get back to living an amazing life. Denizen is based in San Francisco, California and Madrid, Spain. We’re supported by advisors with countless years of industry experience and by one of the world’s most respected financial institutions, BBVA. Together, we are working to craft creative solutions for our customers. For now, we’re in a limited beta, meaning only select expats with bank accounts in Spain and the U.S. can open a Denizen account. But we anticipate adding more countries and additional beta users later this year and early next, with a full launch to come later in 2018. We look forward to welcoming you to the Denizen family.