At Devine Financial Management Ltd. ("DFM") - independent financial advisers - we act as your financial guide to help you navigate through all the complicated information, media, jargon, legal rules, cash flow, and policy small-print so that you can make informed plans and decisions on your financial well-being. We are whole-of market advisers based in London SW1 and Southend-on-Sea Essex servicing clients in Greater London and Essex. We advise individuals (private clients), trustees and small and medium sized businesses. We can offer unbiased advice on all areas of pensions and retirement planning, investments, insurances, IHT planning and corporate pensions and other benefits. It doesn't have to be complicated!