Founded in 1939, ACA brings together third-party collection agencies, law firms, asset buying companies, creditors and vendor affiliates, representing more than 300,000 industry employees. ACA establishes ethical standards, produces a wide variety of products, services and publications, and articulates the value of the credit and collection industry to businesses, policymakers and consumers. Mission: ACA International contributes to the success of its members, the positive reputation of the credit and collection industry through education, advocacy and services. Values: -- Leadership -- Integrity -- Respect -- Responsibility -- Service -- Education Collector's Pledge • I believe every person has worth as an individual. • I believe every person should be treated with dignity and respect. • I will make it my personal responsibility to help consumers find ways to pay their just debts. • I will be professional and ethical. • I commit to honoring this pledge.