John Francis Agency serves the personal and business insurance needs of individuals, families, and businesses. As a licensed independent insurance agency we represent multiple top-rated carriers offering a variety of coverages. As brokers, we act as intermediaries between you (the insurance buyer) and your insurers. As Property & Casualty Agents & Brokers, we provide insurance policies that protect individuals and businesses from financial loss resulting from damage to property or claims of liability. Business-oriented policies can also cover Workers Compensation Insurance, product liability claims, or medical malpractice claims. As Life, Disability and Long Term Care specialists we help design coverage that's right for you and your loved ones, including term life insurance or permanent life insurance and alternative Long Term Care insurance. John Francis has highly skilled agents to handle Employee Group Benefits and meet the needs of small and large employer groups, in the public and private sector, including labor unions. Ask us about benefits communication, education, and administration solutions