EFFPA is a unique financial services firm that specializes in helping teachers and state employees maximize their pensions as part of their overall financial strategies. We help all who come to us plan for the future, identify and attain financial objectives, protect wealth, and prepare for the unexpected. We are client-focused, not product-driven, and strive to provide the highest level of client care with the utmost integrity. Success is defined by the quality of the relationships we form with our clients, who understand that doing business with us means that they have an advocate for life, not just for the moment. Our team works hard to continuously earn their loyalty and trust, communicating with them clearly and frequently. We are committed to giving back to the communities in which we live and work, supporting the districts’ schools, staff, and students wherever we can make a difference. Educators… it’s what we are, it’s who we serve.™ __________________________________________________________________ EFFPA is a financial services firm that partners with educators and state employees. We help all who come to us identify their financial objectives and make informed decisions about their financial futures so that they can enjoy the rewards of a career spent in service to others. ________________________________________________________________________________ Securities and investment advisory services offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services are independent of RAA. Licensed to sell insurance products in CT, FL, MD, NJ, NY, PA, SC. Licensed to sell securities in CT, FL, GA, MD, MN, NC, NJ, NY, PA, SC, VA, WA. This communication is strictly intended for individuals residing in the states of CT, FL, GA, MD, MN, NC, NJ, NY, PA, SC, VA, WA. No offers may be made or accepted from any resident outside the specific states refer