13 Concepts is your partner for everything financial and digital We offer a fresh and modern approach across a complete range of financial and digital services. Whether you are an individual with finance and/or investment planning needs, or a business owner or manager looking for an intelligent advisor to provide detailed insights and guidance, our team has the skills and experience to work with you. At 13 Concepts we offer a more hands-on advisory role than traditional firms, and our aim is to provide only the best and most innovative services. Our two main core values are that clients should only be provided with solutions that will add value, and we work with a sustainable client base that receives maximum attention from our directors and senior advisors. All of our services and solutions are provided on a fixed-fee basis, providing complete certainty and peace of mind.