Polly Bauer, The Merchant's Payments Professional, is a forty-year veteran in the global payments and credit industry. Internet and offline business worldwide hire Polly to take their business to the next level of sales and profitability. Polly specializes in working with emerging and established businesses that sell globally. Her client portfolios exceed $5 Billion in annual revenue. Ms. Bauer has a track record of reducing merchant fees and fines, increasing merchant profitability, and growing revenues by implementing intelligent, compliant payment systems. Polly is committed to merchants offering their products and services safely, while ensuring her clients are utilizing the best business practices to avoid unnecessary losses and fraud.