As an independent, locally grown bank, we know what it takes to build a successful business. We’re here to make entrepreneurship easier. Texas Citizens Bank helps business owners secure needed capital and savings, improve production with equipment and inventory, and close big deals on short notice. Backed by strong capital and a portfolio of practical financial services, we have the resources you need to grow—from flexible loan terms to high-yield deposits. Known for our impressive time to transaction, we’re the bank you call when you want a deal done right—from this venture to the next. Our dedicated relationship managers ensure each customer understands their options and help customize financing to fit. Each works with customers to carry out ambitious endeavors—offering direct access and direct answers, 24/7. All decisions are made locally and with full transparency. If you’re invested in your business, so are we. Business Banking Services: Loans | Line of Credit | Factoring | Checking | Savings | Treasury Management | Business Services Personal Banking Services: Loans | Checking | Savings | Online Services Member FDIC | Equal Housing Lender | SBA Lender