Straight talk. Logical, proactive advice. Transparent costs. Immediate attention. AXA Advisors Disclosure publication descriptionNOTE – All InMail, e-mail and other electronic individual and group communications sent to and received from this LinkedIn page are subject to capture, review and archive by AXA Advisors and to possible production upon regulator request for review. Links to third-party media articles and/or websites are for general information purposes only and do not constitute an offer or solicitation of any kind. They are not intended, and should not be relied upon, as investment, insurance or financial advice. AXA Advisors and its affiliates make no representation as to the accuracy or completeness of any statements, statistics, data, opinions, forecasts, or predictions provided in any third-party article and/or website content. Duly registered/licensed associates offer securities through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC, offer investment advisory products and services through AXA Advisors, LLC, an SEC-registered investment advisor, and offer annuity and insurance products, including those of AXA Equitable Life Insurance Company (NY, NY) (AXA Equitable) and MONY Life Insurance Company of America (MLOA), through AXA Network, LLC/AXA Network Insurance Agency of California, LLC /AXA Network Insurance Agency of Utah, LLC/AXA Network of Puerto Rico, Inc. Equal Opportunity Employer – M/F/D/V. AXA Advisors, AXA Network, AXA Equitable and MLOA are affiliated companies and do not provide tax or legal advice. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. Your connection to this LinkedIn profile does not necessarily indicate that this Financial Professional is able to transact business in your state. SJG Private Wealth Management is not a registered investment advisor and is not owned or ope