Xceda Finance Limited (prev. Asset Finance Limited) was founded in 1997 as investment management and finance company. It has grown from a small local business in Whakatane to a nation-wide financial services firm, accepting term deposits under its RBNZ Non-Bank Deposit Taker license, and providing personal and commercial loans to New Zealanders. We pride ourselves on being customer-focused, transparent and flexible; we review each loan application on its unique merit, looking for the best possible solution for each client. Getting a loan can traditionally be stressful, time-consuming and confusing and our goal is to lead the way in changing that experience. From an investment perspective, we provide our investors with access to the ever growing non-bank lending sector, and have successfully done so for over 25 years.