MONTALVO LAW provides legal services to clients in civil matters primarily focus in condominium and homeowners’ association (HOA) disputes, unit owners’ rights, issues concerning covenant and governing documents enforcement, drafting rules, covenants and amendments, assessment collection disputes, HOA insurance claims for casualty loss and issues relating to insurance coverage and many other legal matters owners, board of directors, condominium and homeowner associations face before the courts and administrative agencies of the Commonwealth of Puerto Rico.