Our company's investment style is to a mostly passive approach, with modest active participation geared toward a specific portfolio objective. The bulk of our clients' portfolios (and our own) are invested in a core, low-cost, global asset allocation model; however we also include a tactical portfolio for behavioral purposes, where appropriate. Registered representative of and securities offered through Arete Wealth Management, LLC. Member FINRA/SIPC/NFA. Advisory Services offered through Arete Wealth Advisors, LLC., an SEC registered investment advisor.