Life assurance - Death, Critical Illness, Disability, Loss of Income cover. Business - Buy n Sell, Key Man, Deferred Income policies, Business wills Provident Funds - Retirement Annuities. Short Term Insurance - Commercial & Personal Medical Aids Endowments, savings Pay rolls - outsource your payroll to us; remove the emotional aspect of employee remuneration off site. Fully integrated systems. All types of pay packages paid weekly, fortnightly monthly, annual; whatever your needs are. Optimize the tax laws to be salary efficient.