Employers’ Protective Insurance Company (EPIC) is excited to offer a new Temporary Disability Insurance (TDI) solution to Hawai`i businesses. By combining cutting edge technology with world-class customer service, we’re proud to provide fast, convenient and high-quality service at competitive prices. As a wholly owned subsidiary of Hawai`i Employers' Mutual Insurance Company (HEMIC), the leading provider of Workers’ Compensation insurance in Hawai`i, we leverage our technical expertise in managing disability along with state-of-the-art technology to provide exceptional and affordable services for the benefit of Hawai`i’s businesses and employees. Our clients enjoy simple, online, automated processes. Hawai`i businesses now have the option to cover both state-mandated insurances – Workers’ Compensation for on-the-job injury and illnesses and TDI for off-the-job injury and illnesses – under one roof.