HDCS, Inc. provides a comprehensive solution for safely banking higher-risk industries. Designed by bankers, for bankers. We provide subject matter expertise to safely balance the risk, reward and resources so you can realize the ROI. We serve as an extension of your team by advising on the following:  Thorough Risk Assessment  Policies and procedures  Vetting cannabis related businesses (CRB's)  Keeping you up to date on the ever-changing cannabis regulation and legislation  Providing ongoing monitoring and risk management of your overall higher- risk compliance banking program  Comprehensive lending, credit risk rating and ALLL methodology  Hands-on assistance with your institution's regulatory compliance audits  And more