Digitization and automation turns around many industries, and doesn't stop with Payments. New front-end solutions for consumers and b2b customers go mass market, Apple Pay, Alipay, fully automated invoice purchases integrated in web shops, installments, consumer loans and increasingly invisible payments directly integrated in apps. Also the back-end - often still debit or credit cards based, going towards account-to-account - transition from dedicated data centers to the cloud on AWS or Azure. New payment products are brought in a matter of a couple of months, soon more likely in 4 to 8 weeks from concept to market-ready. And through a fully automated on-boarding process a user should go from having nothing on his/her mobile, over downloading the bank/issuer app to having made a first high-value (>50 EUR) payment within 3 minutes. Moreover are data services and analytics the next wave of business development in payments. Whether you want to improve the performance of your portfolio or you want to contribute to support with your digital Payment solutions the Paris Agreement against Climate Change, we can help you there. rieger.fi offers consulting and advice in shaping your strategy in payments, with product concepts, in vendor/partner selection or an RFI/RFP process, we help with commercial negotiations and can carry out whole implementation projects.