At Gallagher Financial Services, our primary focus is protecting what matters most to you. Our commitment to excellence is strengthened by over 35 years of experience in our field and the high level of value that we place in our clients. The result is a unique approach to creating custom strategies and solutions for helping you pursue your long-term investment goals. This communication is strictly intended for individuals in: AZ,FL,IA,MI,MN,NC,SD,TN,TX,VA,WI. No offers may be made or accepted from any resident outside these states due to various state and registration requirements regarding investment products and services. Securities and advisory services offered through Commonwealth Financial Network, Member www.FINRA.org/www.SIPC.org, a Registered Investment Adviser. Please review our Terms of Use here: www.commonwealth.com/termsofuse.html