We support brokers’ analysis, sales, and administration of group and individual insurance products. Fiduciary Intermediary, Ltd. (FILCO) is a wholesale Managing General Agency (MGA) and consultant for group benefits programs. We’ve been in the employee benefits business since 1989, and have offices in New York and New Jersey. Our consultants work with prospective and current insurance brokers to provide comprehensive insurance solutions for businesses of all sizes. One of the things that makes FILCO unique is our internal structure. We have 5 departments: Medical, Specialty, PEO, Medicare, and Voluntary, with specialists in each department. Our team manages over 23,000 lines of coverage which equates to roughly a billion dollars of premiums annually.