Helen Ferneyhough Associates are a Residential and Commercial Mortgage Broker based in Wigan. Our aim is to provide customer service that is second to none whilst ensuring the right solution for our clients. Helen Ferneyhough Associates is a trading name of Just Mortgages Direct Ltd which is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority. Approved by the Openwork Partnership on 16/01/2023 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Some buy to let mortgages and bridging finance are not regulated by the Financial Conduct Authority Commercial mortgages are not regulated by the Financial Conduct Authority